Medicare Advantage &
Alternative Plan Options
When it’s time to enroll into Medicare, you have many options. Medicare Advantage is one such option, and while it may not be for everyone, it could be the perfect fit for you. It might be easiest to think of Medicare Advantage as “fee-for-service” insurance.
(ALSO CALLED MEDICARE PART C)
- An “all-in-one” alternative to Original Medicare
- Includes include Part A, Part B, and usually Part D
- Plans may have lower out-of-pocket costs than Original Medicare
- In many cases, you’ll have to use doctors that are in the plan’s network
- Most plans offer extra benefits that Original Medicare doesn’t cover, like vision, hearing, dental, and more
- Medicare Advantage covers all Medicare Part A and Part B services.
- Plans often include Medicare Part D prescription drug coverage
- Premiums, copays, and deductibles vary by plan, region, and annually
- Provides a yearly limit on out-of-pocket costs for medical services